What kind of questions do you want to ask when you buy an apartment?

03.09.2018

How can you not buy a "cat in a bag" by choosing an apartment? A sly salesman can easily puke the brains of an unsavory buyer who, as a result, will be forced to deal with the crows of expensive problems or lose his money altogether.At a time when an appropriate option seems to have been found, it is essential not to forget the joy and to ask the seller the right questions before taking steps to make a deal.

So let's figure out what we need to ask the seller, and what we need to find out about the apartment before we buy it, so we can avoid painful losses.

Questions by telephone: determine whether or not to look at the apartment

The first conversation with the owner of the dwelling is likely to be a telephone call.First of all, you need to find out if you're really dealing with the owner of the apartment or if the "without intermediaries" is masked by a regular starter realtor.

Next, it is important to clarify the parameters of the dwelling and necessarily the price.

You can ask a few questions about the state of the housing, its design, whether the tender is appropriate, and whether there are some individual nuances that each buyer can have. If, after receiving the answer, the view is generally meaningful, you should agree to visit the site immediately.

It's better to set up a meeting during the day to review the accommodation with natural light.

Minimum "legal" risks: buying an apartment in a new building

The absolute myth is that buying housing in a building home is much more risky than buying in a secondary market.(if, of course, the form of equity participation). 

In this case, the history of the apartment begins with the first owner, so there is no violation of third party rights in the sale of real estate.

The Maintenance Act, as currently drafted, makes buyers somewhat more secure than the laws governing the transfer of property to the secondary party.

In the event of a "long-term" or bankruptcy of the developer, the law provides for appropriate measures, so that if problems arise, it is likely that the housing will be completed or, as a last resort, the money will be returned to the donor.

Before acquiring housing in a new building, it is necessary to understand whether the developer of the FZ-214 is in complianceIt is necessary to look at the information on the construction company's official website – the law requires the developers to publish all basic documents up to the accounting records.

But there are still a few questions that need to be clarified at the developer's sales office.First of all, it should be asked once again whether, with the permission and legality of the use of the land, everything is in order, what is the exact time frame for the completion of the construction,Clarify price.

Once it's legally clear, it's worth asking:

• Technologies and construction materials (responses from the salesman should, by the way, be confirmed by the relevant paragraphs in the project declaration and DDS);
• The features of the interior trim, specifying exactly what is included in the "full kit";
• The establishment of public areas;
• The possibility of remodeling the dwelling;
• Parking features;
• Infrastructure plans.

The model treaty proposed by the developer should be carefully reviewed and all relevant nuances clarified.

Secondary market: strategy for communication with seller

The conversation with the seller during the review of the apartment should be business, but it is desirable to accommodate the owner,The extent of the possible discount, or the likelihood of any other assignment on the part of the seller, is directly affected by this..

Before signing a contract, and all the more so before agreeing to prepayment, the seller should ask at least nine important questions:

Who owns the dwelling, how many of them, and are there minors among them?

It is important to deal with the owners of the dwelling rather than their relatives or outsiders.

If a trustee is acting on behalf of the owner, first it is necessary to ask for a notary power of attorney, and secondly to ask for the contact of the owner of the dwelling, but if there is a choice,It's better to buy an apartment directly from the owners.

When there are more than one owner, it is necessary to ask whether there will be an agreement from everyone, and if there are minors registered in the apartment, it is necessary to find out whether the sale has been agreed with the guardianship service.

Ideally, at the time of the announcement of the sale, all owners and, more importantly, not owners of the right of residence should be removed from the register (this should confirm the EGRN statement); in addition, there should be notarized documents confirming all owners ' consent to the sale.

How exactly was the right of tenure obtained?

This needs to be checked because, for example, an apartment inherited from an inheritance may later bring unpleasant surprises (there may be heirs who will prove in court that their rights have been violated); the ideal option is a contract of sale (or, better yet, DDU).

Who's registered in the apartment, how many people, is everyone ready to go out anytime soon?

In particular, the willingness to discharge must be documented (especially for registered non-owners), and it is important that all registration procedures be completely transparent and not give rise to suspicion.

Could any third party subsequently claim the right to an apartment?

This may be a non-closed mortgage, an outstanding mortgage on real estate, any litigation related to ownership, a formal will, or other encumbrances.

Regardless of the seller's response, this information needs to be checked in person (EGN – possession of charges, registry of wills – possession of heirs).

It is unlikely that the seller will disclose all the information in this regard if it wishes to mislead the buyer; moreover, it may not be aware of this possibility by reason of legal illiteracy or ignorance of any circumstances.Particular attention should be paid to this issue when purchasing recently inherited housing.

How long has the seller owned the apartment?

It's ideal, if this period is more than three years old, to understand that the longer it is, the less likely it is that someone will suddenly claim their rights, especially since there is a term of limitation that excludes the risk of problems if someone's right to sell has actually been violated.

Are all sales documents available or are they yet to be collected?

The need to obtain, for example, a technical passport, various certificates and statements could significantly delay the completion of the transaction.

What hidden defects are there in the apartment?

The question seems unnecessary, since no seller would be required to immediately display an unattractive "outside" of the goods.But it is not often that the look can be directed at the problem area.

A hasty response, or, on the contrary, a significant pause, should signal a need for vigilance.

Was it remodeled and legalized?

The changes in the boundaries of the premises and other radical changes must be agreed upon in accordance with the established procedure. If you buy an apartment with an irregular reorganization, you can then incur substantial costs of cleaning up the documents.

Who are the immediate neighbors?

• Alas, many who did not care about this issue later regretted it — an alcoholic family can often perform concerts at night, and the behaviour of too active children in a nearby apartment can hinder rest.
• You can ask the seller general questions about infrastructure development,But it's worth taking a walk by yourself, assessing how close the most important objects are.
• It was also important to find out which organization was responsible for providing services to the home and the surrounding area and how high-quality it was doing its work.
• You need to feel free to write down the most important information so that you can make another general picture, check the information, and make a final decision.

Important additional issues

If a shopping house is inspected during the summer, it is worth asking if the apartment is warm in winter.

There is no need, however, to be content only with the owners' answers, and an additional "interview" of the neighbours can be carefully conducted.

When looking at the apartment itself and at the entrance, it is worth asking about the thickness of the walls and the closures and the materials from which they are made.I think it's better to look at the passport of the apartment.).

It will be useful to know that the walls in long-standing panel houses have a high thermal conductivity in most cases, which is why they are cold in winter and hot in summer.

If the walls in the corner apartment have not been warmed up, you may later have to deal with this matter.There is also a need to ask the question of soundproofing, as if the apartment heard what the neighbors were talking about, it would be very uncomfortable to live.

If, at first glance, the apartment seemed to like it, it would be very provocative to ask whether the seller would be willing to return the deposit if the transaction did not take place because of the circumstances of the transaction.

You should also answer the question of whether you are willing to keep the deposit from the owner of the dwelling in case you change your mind about buying it.All the conditions relating to receipt and the amount of pre-payment, as well as the manner of compensation obligations, should be discussed in detail and then recorded in the contract.

The degree of problem: when is it better to give up the purchase?

If there are several options for choosing an apartment, it is worth paying attention to the flats of the least problematic.You have to deal with situations where:

• It was found that the apartment had been purchased only recently and quickly placed for sale, or had been resold many times over the past few years;
• The apartment is sold on the basis of a power of attorney, even notarized;
• The seller intends to use the alternative deal, but has far too unrealistic plans to buy a new dwelling;
• The apartment was recently inherited;
• The seller itself is not reliable (e.g. in court proceedings or may be recognized by a person who is not always aware of his or her actions);
• The dwelling is encumbered or is the subject of a legal dispute;
• Housing is offered at a clearly low price, much higher than market value, with no apparent significant deficiencies.

Of course, these risks do not directly prohibit the purchase of this dwelling.But it is imperative that we carefully analyse the documents and clarify the suspicious points.If there is a choice, it is better to move away from the problematic option in favour of an apartment with a simpler and more understandable story.

Conclusion

There are quite a number of different apartments in the modern market, which means that the buyer always has a chance to make the right choice.

Even if the purchase is urgent, it is still necessary to stop at the point where all nuances are clarified and documents are checked, and to study everything as thoroughly as possible.

Otherwise, a rush to enter into a profitable transaction would result in losses that could sometimes be equal to the cost of housing.

We hope that the recommendations in the article will save a lot of time and save money.

Buying an apartment: What questions should the seller ask?

It's worth knowing!There is an informed buyer who wants to pay a fair price and is able to determine the true value of the dwelling.

The most important thing that needs to be done is to ask the seller the most important questions, so that in the future the euphoria of the option will not be paid for in litigation. After conducting a survey among professional realtors, our revision has prepared a short guide for those who do not want to buy "cat in a bag" and who want to make the right choice.

The choice of a decent dwelling and its subsequent acquisition is a rather complex process that requires a literate and better professional approach.

Since many buyers are the only ones for whom such a transaction is the only one in their lives, a good "smoggle" is needed to solve this problem with many unknowns.

So, where should we look, and what should we ask when buying an apartment?

Primary housing: what needs to be learned if the house is only built

If you have found the perfect description and design of the future apartment in the new building, look very closely at all the information available on the developer's website.

In an updated version, FZ-214 requires the developers to publish absolutely everything – from authorization and design documents to accounting records.

If the site looks like something wrong, it's worth asking first of all, so to speak, to start the conversation, and then directly asking about the willingness of the developer to show the document right here and now.

The question of whether a treaty of equity participation will be signed and registered immediately is of paramount importance; ideally, it is worth looking at the proposed version of this document; if a developer ' s representatives talk about a preliminary version or show some sort of bond or something else, it is a good sign that the documents are not yet in order.

Although this does not mean that in such a situation, you have to hang up immediately or run from the sales office when you break your head. In fact, the proposal to sign a pre-contract in most cases means that the permit is being prepared, but it is not yet available.

You should inform the developer that you will be interested in signing the present DUD later on, and you should not be tempted to do so.

Only a "right" contract, duly registered, provides for full legislative protection; in other cases, the debtor acts on its own fear and risk.

Sales interview: clarifying issues

If a contract is to be signed and a building permit is available, the guaranteed time frame for completion should be further clarified, and the exact price should be asked, since the number on the site or the flyer may be quite different.

• Having made sure that the reputation of the developer is unmistakable and that he is prepared to comply with the law, we can move on to the details of the quality of the housing on which his comfort depends:
• • What technologies are used, on what basis are selected and how are building materials tested for quality?
• • What will be the interior trim?
• • What soundproofing and heat-saving technologies are used?
• • What are the prospects for restructuring?
• • What will be the parking, and where will it be located?
• • What are the plans of the district infrastructure developer?(indicated time frame)?
• If you or someone in your family has limited mobility or other special needs, it's worth finding out if everything you need to do in this regard: ramps, door widths, dumps, and so on.

In general, if the developer complies with the FZ-214, buying an apartment in a new building is somewhat safer than buying a second market, which is discussed below, in which case the history of the apartment begins with the first owner, thus excluding the risk that the unrecorded heirs of the former owner will show up or that the apartment has been sold illegally.

Buying a "secondary": Have the courage to ask everything

In the process of acquiring housing on the secondary market, "addictive interrogation" should start with a telephone conversation.

To begin with, we need to find out exactly who you're dealing with: the owner, his representative, or the ordinary realtor who decided to include "without intermediaries" in the ad to lure the buyer.

Then it is worth further clarifying the information on the basis of which you chose this particular apartment:Location, area, price, availability of repairs.

We need to ask questions that will make it possible to determine whether we should, in principle, go to the apartment.Each buyer may have individual wishes.

Someone's interested in the sun side, and others, on the contrary, love life in the shadows.

In any case, it is necessary to choose a bright time of day and to ensure that during the inspection there is sufficient time to clarify all the questions.

Set up a list: categories of control questions

If it's not your strongest side, but the idea that you're gonna have to pick up and find out all the nuances, it doesn't make sense to bring a more entrepreneurial and confident person with you. It's okay if you take a list of questions with you, it's gonna help you stay with a salesman whose job is quite understandable to sell your real estate.

1. All questions during the inspection of the dwelling can be provisionally divided into five categories:
2. • Owners, registered persons and tenure issues;
3. • Questions about the legal purity of the dwelling;
4. • Documentary issues;
5. • Housing issues;
6. • Social environment issues.
7. They can be structured and asked arbitrarily in different ways, but most importantly, nothing is missing.

The basic question is, who's the owner?

The first thing to find out is who the official owners of the apartment are, how many of them, and whether all the owners know that the house is being sold.

The best option is to communicate with the legitimate owners of real estate or at least one of them.

If you are dealing with an official authorized representative, you must ask the document immediately and ask whether the owner will be present at the time of signing the contract and whether it is possible to contact it.

If the answer to these questions is negative, it is better not to take further action without a lawyer; if there are alternative options where the owners sell the apartments themselves, it is better to prefer them.

If there are minors among the owners of the dwelling, it will be necessary to ensure that the guardianship authorities grant permission to dispose of the property.The same applies to cases in which children are simply registered in residential areas.

Care will also have to be provided in situations where a home is sold by a disabled adult citizen.

The numbers and social characteristics of all registered persons should also be asked, as should the prospect of their leaving the apartment.

It is also important to know when and on what grounds ownership of the apartment was obtained and whether it was duly registered in Rosreister. It is worth asking the seller whether anyone can subsequently claim the right to the apartment. Of course, the owners may not disclose all the information, but they should ask.

The fact that the estate has only recently been inherited should be a warning – after the sale, there may be additional heirs claiming real estate.

Are there any burdens or illegal alterations?

The apartment that is purchased must be legally clean, and it is in the buyer ' s interest if there is no compromise on the matter.

It is therefore worth asking whether the housing area is under strain.

It may be an open mortgage or any other mortgage, some pending litigation, arrest due to long-outstanding utility payments, and so on.

If the apartment has been remodeled, it is necessary to understand whether the changes have been officially recorded; if this is not the case, then it may be costly to fix the documents later, or even to have problems with the law with the apartment.

What is the status of documents? Are all the papers available?

It is important to know from the owner whether he has collected all the documents required for the sale of the apartment, or whether this job is a matter of the future. If an apartment is urgently needed, it is important to understand that some papers are expected before the month, and the whole process may be even longer.

It's worth asking which documents the owner is ready to show right now.Of course, the seller is not obliged to produce a full package until agreement has been reached on the transaction, but the categorical refusal or insistence that even his passport is somewhere else should be forced to check the documents with triple vigilance.

A thorough examination: What is the real condition of the dwelling?

On the outside, even a very picky buyer may fail to notice, and the unattractive sides of the dwelling may in one way or another be discovered in the course of living in the apartment.

A basic understanding of psychology will help: when you ask about hidden defects, you should look closely at the seller; however he claims the integrity of the dwelling, his view will be inadvertently directed to the most vulnerable area.

It's worth asking if it's warm in winter, if there's been any heat-saving work, if there's any quality of closure, if there's no need to ask what kind of microclimat is in the corner apartments, if there's been a long-term change in the pipes, the state of the wiring, and so on.

The Question of Neighborhood: Who lives next door?

The question of immediate neighbors is worth taking seriously and ideally getting to know them in person. It's also worth taking a walk at the door and talking to the concierge or grandmothers at the shop, and they can tell you a lot about the owners and their neighbors.

It is worth thinking about the company that serves the house, the quality of the work it does, and what the tenants usually do about it, and the infrastructure, it's better to see in person the distance at which important facilities are located, in particular whether the surrounding schools, where the nearest public transport stop, and so on, are overcrowded.

If everything in the apartment is okay, and the information you've received only strengthened your confidence that the real estate is right, the last thing you need to do is ask the seller if he's willing to return the deposit if there's any inconsistencies in the detailed check, or if the transaction breaks down because of the owner. In fact, not all the details have yet been collected, the buyer has yet to check the documents and record all the nuances of the deal in the contract.

Conclusion

So it's worth looking at the apartment as prepared as possible, with a list of questions, and ideally, not alone, even if the time doesn't hold and the apartment likes it, you can't check the details and the documents in a hurry. A thorough analysis of all the nuances will end up saving time, and in many cases, money.

We hope that the information we have provided under this article will be useful to potential buyers in the primary and secondary real estate markets.

What questions do you ask when buying an apartment on the secondary market?

Buying an apartment is a responsible and complicated business, and real estate has to be paid a lot of money, so it's worth taking a good look at. Buying real estate carries a lot of risks, especially when it comes to the secondary market. What kind of questions do you have to ask when buying an apartment to protect yourself?

Secondary Market Housing Algorithm

Before determining what questions to ask when buying a secondary apartment, you need to study the transaction algorithm. Here's how this happens:

• Search for a suitable object;
• An inspection of the dwelling;
• The conclusion of a preliminary transaction (the deposit contract) and advance payment; the preparation of a package of documents;
• The conclusion of a sales contract and notarization;
• State registration with the UDF.

List of documents

You will need a package of documents to make a sales transaction on the secondary market.

• Legally establishing documents confirming the seller ' s ownership of the apartment;
• The passports of the parties to the transaction;
• BTI transport manifest;
• An extract from the accounts of the TCA and the GEW;
• The consent of other users or interested persons to the sale of the dwelling;
• Notarized power of attorney (if a third party makes a transaction).

Who owns the apartment?

The first thing you should ask is, who owns an apartment on paper? Ideally, you should deal directly with the owners of real estate rather than their representatives (parents, friends, neighbors, etc.). Property rights should be registered in Rostreister. Of course, the sale of an apartment on trust is provided for by law, but the scheme is often used by fraudsters, so it is better not to take risks.

It is important to clarify the basis on which the owner owns the dwelling (which must be supported by the relevant documents). The history of the rights has to be examined to ensure that you do not encounter a claim for ownership once the apartment is purchased.

• A certificate of right to inherit;
• Property-sharing agreement;
• A contract of life imprisonment with dependency.

How long has the apartment been owned by the seller?

Among the questions to be asked when buying a dwelling is the question of the duration of ownership; ideally, the owner must own property for at least three years.

The longer it takes, the less risk someone can challenge ownership of an apartment when it's already bought by you.

Even if the case goes to trial, the length of tenure by the previous owner will be an argument in your favour.

If a person resells an apartment, for example, after six months of ownership, it should alert you to such schemes, which are often used by fraudsters.

It is also possible to resell quickly in order to cover up violations that occurred in the course of the sale.

It can also be that a person has discovered deception (housing or having other owners) and simply wants to get rid of problematic real estate without financial loss.

Who's written in the apartment?

In making a list of questions to ask when buying an apartment, it's important to know who's written in the apartment. These are the essential points:

• Underage children: It is important that their rights are not violated in the course of the sale transaction.
• The spouse of the principal owner must give his or her consent to the sale and may require permission from the trustee's board to sell the apartment.
• Persons performing military service, without their consent, it is impossible to sell the apartment.
• Persons serving sentences in places of deprivation of liberty and their permission to sell an apartment is also required.

Is there a burden (limitation)?

Whether there are encumbrances is another significant point in the category "what questions to ask when buying an apartment?" For example, a court order may impose an arrest on real estate.

In this case, the seller can offer you an advance so that it can pay off the debt that has led to the seizure of the property, but this is a very risky transaction.

And it's not the fact that the seller won't try to hide the arrest from you.

It may be that the dwelling is a mortgage security, but such transactions are permitted, but there is also a high risk of fraud and fraud.

Another underwater stone is the source of funds for the purchase of an apartment by the previous owner.

In particular, if the property has been purchased on the mother ' s capital, the right of ownership extends to all family members, including children.

When selling real property, the latter must be registered in another apartment; if the seller failed to comply with this condition, there is a risk that the sale transaction will be declared invalid.

Was there a remodel?

What kind of questions do you have to ask when buying an apartment? Make sure you specify if there was a remodeling, but you don't have to take your word for it. Ask the seller for the return and examine it carefully to match the real state of the property. If you have identified any inconsistencies, please specify whether the changes to the BTI have been agreed.

If you find out that the remodeling is not legal, the purchase will be a big risk to you, first, the control authorities may impose a fine on you, and second, you may be under an obligation to bring real estate into a proper condition that corresponds to the transport manifest.

What's the technical condition of the apartment?

In addition to legal issues, it is worth paying attention to the technical condition of the dwelling, which is what questions you ask when you view and buy the apartment to see how comfortable it will be for you:

• The walls and closures are made of what material? The walls are poorly kept in winter and are heavily overheated in the summer. In this regard, bricks are more acceptable. It is also worth paying attention to the internal and external warming of the walls.
• How good is soundproofing? In total silence, listen to the sounds from nearby apartments (especially the vulnerable part of the toilet) and compare the noise level of the apartment with open and closed windows. See if there are a number of industrial facilities, busy roads, or noisy night facilities.
• Qualitative wiring? The old aluminium wiring is vulnerable to voltage variations, which could cause the breakage of modern electrical appliances. Okay, if the wiring is replaced by copper. It is also good if a separate ultrasound machine is connected to each branch. To make sure that the wiring is used, ask the seller to turn on several electrical devices at the same time.
• What is the state of the water supply? Make sure that the water in the cranes is good, that the sewers are not clogged, that the pipes and plumbing are visually assessed, and that the pipes have been changed for a long time (not only in the apartment but also in the parking area).
• Is the apartment well heated? The most reliable information can be obtained if you buy an apartment during the heating season. Okay, if an autonomous heating system is installed, but it is important that it be processed properly. Note the condition of the pipes and radiators, specify when they have been replaced (both in the apartment and by parking).
• Okay, if all the communications have the appropriate counters, that'll save you on the utility charges.

Are there hidden defects?

What questions do you ask when you buy an apartment? Ask the seller if the room has any defects? Is there any holes or cracks in the walls (most likely hidden under the wallpaper), if the roof is leaking, if the corners are dripping, and so on. Of course, the seller is unlikely to admit, so you're going to have to check it on your own. It might be a reason to refuse to buy, and if you like the apartment, the defects identified may be an argument for you during the bidding.

What kind of neighbors?

What kind of questions do you ask a salesman when you buy an apartment? No matter how good the apartment is, the quality of life in it depends a lot on the neighbors. Ask the salesman if there are loud music fans, scandalists, people who abuse alcohol or drugs. If you don't take tobacco smoke, ask if you live in the neighborhood by the big smokers and so on.

Special attention needs to be paid to the identity of the neighbors who live directly through the wall, from the top and from the bottom.

Advance or deposit?

What other questions do you have to ask when you buy an apartment? Of course it's financial. Normally, if a buyer likes an apartment, he makes a deposit or an advance of 5-10% of the full price to get the seller off the sale. It's kind of a prepayment. If a transaction breaks down (no matter why), the advance is paid back to the buyer in full.

If the sale is broken by the buyer, he loses the amount paid; if the transaction is broken by the seller, he returns the deposit and the same amount to the buyer; therefore, the formalities are very important; they need to be discussed in advance and clearly stated in the contract.

Organizational matters

If you like the apartment and you're going to buy it, you need to clarify a number of organizational points.

• At what time will the owner and other users of the apartment be released from it?
• At what time will the tenants be able to physically leave the apartment?
• What things (e.g. furniture, machinery, etc.) are handed over to the new owner?

How can you avoid the tricks of cheaters?

When you consider the questions you need to ask when buying an apartment, take a few more recommendations on how to protect yourself from crooks:

• Avoid cooperating with people you suspect, both direct vendors and realtors, and you shouldn't buy a secondary apartment from a legal person.
• If you have any doubts, seek the assistance of a lawyer to conduct a thorough examination.
• You can contact specialists to draw up a sales contract.
• Of course, there is a possibility that the price below the market is due to the urgent need for a quick sale of the apartment (e.g. due to family circumstances), but in most cases it is a sign of fraud.
• Don't rush the payment. You can only make it when the deal is legal in the FDS, and you can use lock-in bank cells to do that.
• You pay in front of witnesses, you'll protect yourself from fraud.
• If you're buying an apartment from an old man, you're gonna need a certificate from a psychoneurology clinic, which is a guarantee that you and the owner of the apartment aren't trying to deceive the fraudsters.

Conclusion

Knowing what questions are asked when buying an apartment (secondarys in our case), we need to take care of additional sources of information.

What's better than talking to the neighbors? They don't need to hide information from you about the cleanness of the seller, the owners of the apartment, the technical condition of the house, the reputation of the neighborhood and other significant points.

Perhaps the most social audience is the grandmothers in the shops, and you'll probably get the most reliable information.

What questions to ask when buying an apartment or house, what to ask the seller and the realtor?

What needs to be learned when buying an apartment or house from a seller, realtor, neighbors, how to verify information

The purchase of housing is a responsible and important undertaking for every family.

In order not to encounter unforeseen problems at a later stage, the transaction requires a maximum of information on both the object and the seller.

Let's not look at the choice of options and the bidding at the price here. We assume that the desired option is chosen, and the risk of fraud or concealment by the seller should be avoided as far as possible.

What questions to ask when buying an apartment on the secondary market

Secondary market housing has a number of advantages over new constructions.

Although the cost of a square metre may appear lower under the equity construction contract or project finance, once all the documents have been processed, the payment of utilities prior to the actual transfer of housing, repairs (in the case of black trim), organizational and other costs may be cheaper, but it is necessary to check the former facility more carefully.

Documentation

The particular list of documents to be held by the seller of an apartment or dwelling depends on the basis of the ownership right. Ideally, the seller must demonstrate:

1. A legal document (contract of sale, gift, privatization, certificate of ownership of the inheritance, court decision, etc.).
2. A supporting document (certificate of ownership before 15.07.2016 and after an extract from the registry).
3. Technical passport (optional).
4. Certificate of registered persons (optional).

With the transition to a transaction through the IFC, the registration procedure has been considerably simplified; in general, no documents are required for the issuance of a contract and the registration of a transfer of ownership.

The Rosreister will independently verify the seller ' s ownership and type of ownership, the encumbrance and all other circumstances necessary for registration.

For this reason, the absence of legal and supporting documents is not critical, the illegal transaction will not pass..

However, prior knowledge of the documents is necessary to prevent fraud by the seller; as a rule, the parties agree to transfer the money after the contract has been signed and delivered to the IFC; the fraudsters, who, for example, rent their own apartment, then disappear and return the money will be extremely difficult.

With the introduction of the IFC system, the process of processing transactions has been considerably simplified

Housing and utilities

At the time of signing of the contract, all services and other payments (homephone, capital construction, garbage collection, etc.) must be paid for.

In any case, the managing company will demand payment of the buyer ' s LKS debts. You will have to explain, write complaints and perhaps even participate in the court proceedings. The payment must be supported by the relevant receipts. The amount of the rent should also be specified.

Depending on the manner in which the house is operated, the amount of the payment may vary significantly.

Registration at the apartment

In the form of a contract for the sale of an apartment, the question of citizens registered in the apartment to be sold can be resolved in several ways:

1. If there are registered citizens in the apartment, a condition should be set for de-counting before signing the contract, in which case the seller must provide a certificate of the citizens registered in the apartment before applying to the IFC; the sales contract indicates that no one is registered in the apartment.
2. If registered citizens remain in the apartment after the sale, the contract should include a condition for the withdrawal of all registered property within a certain time after the registration of the transfer of ownership.

When buying an apartment from outsiders, it is necessary to ascertain whether a family member was previously registered there; in some cases, problems may arise with previously registered family members.

For example, a person who has served a sentence of deprivation of liberty has the right to restore registration at his place of residence in an apartment where he had previously lived under a contract of employment and was removed from the register voluntarily or through a court while in a place of deprivation of liberty.

If the apartment has been privatized without account being taken of the convicted person ' s written statement, it is possible for him to demand that the privatization contract be declared null and void. Such situations are rare exceptions, but such nuances should be taken into account.

https://www.youtube.com/watch?v=yEWD2BSGoew

In general, the presence of registered citizens, including minors, in the apartment is not a major problem, and the right to use the flat by the previous owner and members of his family is terminated when the owner changes.

If the discharge is refused voluntarily, it shall be made through the court, but the court may, on the basis of the circumstances of the case, postpone the eviction for a period of time.

If minors are prescribed or co-owned in the apartment, the transfer of ownership may be effected only with the consent of the guardianship and guardianship authorities.

Living conditions

There are cases in which hidden defects are detected after the purchase of the apartment, such as fungus, clogged batteries or sewers, soaking walls, noisy or marginal neighbors, mice, bedbugs, etc. The seller needs to know the living conditions.

The information can be checked from the same neighbors or grandmothers. If you look at the apartment, care should be taken to see if there are traces of bays and leaks. Freshly painted stains on the ceiling or walls may mean that leaks have been urgently removed before the sale.

Alteration, installation of additional equipment

Illegal alteration of an apartment should not, in principle, prevent the transaction from being processed and the transfer of ownership registered, as it would be hidden for the registration authority, but it would be in the buyer ' s interest for the reorganization to be legalized.

If a new owner is found to have remodeled, the new owner will have to pay a fine if he cannot prove that the changes were not made by him. If the remodelling has affected the carrying structures and has not been properly processed, such an apartment should be abandoned. The problem may not be resolved later.

The same applies to additional equipment, such as built-up batteries, heating boilers, etc.

Limitations and encumbrances

For example, in the gift contracts, it is often agreed that the giver retains the right to live in the gifted dwelling; such restrictions are not registered in the bush and will not be verified; such a giver will retain the right to reside in the sold dwelling.

Other circumstances

Other circumstances need to be clarified:

1. How long is the owner's apartment, the longer the term, the more reliable it is.
2. The previous owner who handed over the apartment to the seller may, in some cases, try to challenge the validity of the transfer; the most frequent recourse to the court is under the gift and bequest contracts.
3. Coherence of the decision to sell the apartment: It should be clarified whether all family members agree to the sale and whether they act voluntarily. If one of the partners acts under the influence of relatives or because of negative circumstances, he may subsequently attempt to invalidate the contract.

What do you ask when you buy an apartment in a new building from a developer?

The greatest risk in acquiring an apartment in a building home, especially in the early stages, is the risk of long-term development. Therefore, before meeting a developer, information about it should be collected from open sources:

• How long it has been in the market;
• volume and frequency of delivery of objects;
• Quality of delivered objects (by recall);
• Region of presence, etc.

With a share of the construction, long-term construction is a significant risk.

Once publicly available, it is possible to ask questions directly from the construction company.

Documentation

The developer should be required to produce the following documents:

• A building permit;
• Land permits (land may be in rent, property, on other grounds, but the documents must state that land is for the construction of a multi-family house);
• Contracts with energy supply organizations (house to be provided with connected utilities);
• The draft treaty of equity participation and, on entering into the rights of the debtor through the assignment of rights, the earlier treaty of equity participation and the draft treaty of the concession;
• Constitutional documents (for information).

Cost of apartment

Developers have different payment programmes, and with full lump sum payment, maximum discounts can be obtained.

If the house is already in operation, but many unrealized apartments remain, it can be agreed to reduce the cost of the square metre or to carry out additional work within the same amount.

There are different options for distributions and credits. The developer should explain all options and help to choose the optimal.

Technical specifications.................................................................

The characteristics of the home and apartment should be checked:

• Wall material, sound conductivity, thermal conductivity;
• Communication system (individual heating is more economical);
• The availability of in-house and house-to-house counters;
• Proposed infrastructure (door, parking, access, etc.)
• It's not like you're gonna be able to finish it.

When choosing a dwelling, account must be taken of the available infrastructure

Utilities

It is necessary to ascertain the expected dates for the commissioning of the house after the signing of the reception certificate and the estimated amount of utility payments to be paid prior to the delivery of the house.

The contributor pays utility payments from the time the certificate is signed, until the house is put into service, the payments are calculated by standard regardless of residence.

It would be better for the donor to sign the certificate as soon as possible and better for the house to be put into service so that the cost of the utilities would be borne by the developer.

What kind of questions do you ask a salesman when buying a house?

A particular feature of the acquisition of an individual dwelling in comparison to the dwelling is the relationship of the facility to the land section.

The land follows the fate of the home, and when the buyer buys the house, the right to the land in the same amount as the seller.

If the seller owned the land, the buyer also has the same right; the transaction is subject to a contract for the sale of the house and the land.

Land documents should be checked when purchasing a dwelling

When acquiring a house, the first consideration should be to examine the land documents; the seller must provide the cadastral land passport and the title and title documents on the basis of which he is the owner.

The following circumstances should be clarified:

1. Whether the land had been intertwined or whether the coordinates had been specified.
2. Are there any disputes with the neighbours about the boundaries of the land.
3. Whether there are so-called red lines on the land (i.e. trunk pipelines, high voltage lines, etc.) the presence of red lines may subsequently be an obstacle to the reconstruction of the house and the construction of annexes and other facilities.

Another feature is the provision of public services at home.

• How the heating, water and electricity are carried out, and the cost of the services is carried out;
• How snow is cleaned in winter, by whom and at what rates;
• who provides security, the cost of services (when purchasing a house in a cottage village or similar establishments);
• What are the transport links, the availability of infrastructure, the accessibility of outlets;
• who are the closest neighbours, their social status.

It is recommended that a lawyer or a real estate agent be used for the purchase of a house with land; there has been a long history of confusion in land relations; so far, there are situations where the land is owned by the owner and there is no actual land.

You shouldn't be embarrassed when you're talking to an apartment or a house salesman, ask any questions, the salesman leaves a place to sell, and you're gonna have to live there.

What questions should the buyer ask the seller of the dwelling?

What questions should the buyer ask the seller of the dwelling?

The ability to ask questions and listen carefully to the answers is a skill that needs to be developed constantly.

Let's look at the questions we need to do when we buy an apartment, divide the list into stages, from a look at the apartment to a deal.

Before the show

The buyer, when making a call for a sale, should know a number of questions. After analysing the answer, the buyer may decide whether to look at the apartment and save time.

The first question to ask on the phone is whether the apartment is for sale and how much it costs. Unfortunately, there are situations where the ad is not relevant, so we should start with the main one.

Next, a view should be arranged, preferably in the daytime, in order to take a look at the apartment in the light.

Questions to Ask When Viewing the Apartment

When you enter the apartment, first go around the apartment for the first time, without asking questions, take a look at the new place. Note the repairs, the layout, the condition of the apartment, the smells, look out the window.

After you've checked the apartment, talk to the showman, ask him when the repairs have been made, if there's an unauthorized alteration, what kind of furniture and equipment stays in the apartment, what is the reason for the sale, whether there are prescribed persons in the apartment, and when it's issued, the apartment is sold as free or with an alternative, what documents are the grounds for the purchase of the apartment, whether the sale is possible.

The answers to these questions will give you a better idea of the apartment and the transaction, and then it will be possible to make a purchase decision and make a more constructive offer of price.

If you decided to buy it, we'll find out the following questions before the deal.

Whether the seller was in the bar at the time of the purchase of the apartment, whether the consent of the spouse or the declaration of non-marriage would be obtained.

When it's possible to plan a deal in which bank, whether the transaction is notarized or not.

Whether there are debts on utility payments and when they will be paid, what is the average amount of utility payments.

Who's bearing the cost of making a deal.

Is there any burden on the apartment (arrests, bonds, prohibitions, etc.).

The sales contract is signed by the real estate seller in person.

Technical questions should also be asked about the apartment, namely the air conditioning system, the plumber, the electrical circuitry of the apartment.